PRIVACY POLICY
Last updated April 20, 2026
This Privacy Notice for Rein ("we," "us," or "our"), describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:
- Visit our website at https://www.getrein.app/
- Download and use our mobile application (Rein)
- Use Rein. Rein is a personal finance app that helps users make smarter spending decisions using AI-powered analysis. Users enter their financial profile and ask whether they can afford specific purchases. Rein provides personalized verdicts based on their income, expenses, and spending habits. Rein is for informational purposes only and does not constitute financial advice. Users should consult a qualified financial advisor for major financial decisions.
- Engage with us in other related ways, including any marketing or events
SUMMARY OF KEY POINTS
We collect personal information you provide, financial data, and location data. We use it to provide our services, process payments, and improve the app. We share data with Stripe (payments), Anthropic (AI), Plaid (banking), and Vercel (hosting). We do not sell your data. You can contact us at support@getrein.app to exercise your privacy rights.
TABLE OF CONTENTS
1. WHAT INFORMATION DO WE COLLECT?
Personal information you disclose to us
We collect personal information that you voluntarily provide when you register, express interest in our services, or contact us. This includes:
- Names
- Email addresses (collected via Stripe at checkout)
- Billing addresses
- Debit/credit card numbers (processed by Stripe)
Sensitive Information. We process the following sensitive information: financial data and credit worthiness data.
Application Data. We may send push notifications regarding your account or certain features. You may turn these off in your device settings.
Financial Profile Data. You voluntarily provide income, rent, spending habits, employment status, debt levels, and financial goals. This data is used solely to generate personalized spending verdicts.
2. HOW DO WE PROCESS YOUR INFORMATION?
We process your information to:
- Deliver and facilitate our services
- Facilitate account creation and authentication
- Fulfill and manage your orders and subscriptions
- Respond to user inquiries and offer support
- Send administrative information
- Request feedback and improve our services
- Protect our services from fraud
- Identify usage trends to improve the app
3. WHAT LEGAL BASES DO WE RELY ON?
We only process your personal information when we have a valid legal reason. Under GDPR and UK GDPR, we rely on: Consent, Performance of a Contract, Legitimate Interests, Legal Obligation, and Vital Interests. If you are in Canada, we process your information based on express or implied consent.
4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?
We may share your information with the following third parties:
- Anthropic — AI service provider powering our spending verdicts
- Stripe — payment processing and billing
- Plaid — bank account verification and transaction data
- Vercel — website hosting and infrastructure
We may also share information in connection with a business transfer, merger, or acquisition.
5. DO WE OFFER ARTIFICIAL INTELLIGENCE-BASED PRODUCTS?
Yes. Rein uses AI powered by Anthropic (Claude) to generate personalized spending verdicts. Your financial profile and purchase queries are processed by Anthropic to generate responses. You must not use Rein's AI features in any way that violates Anthropic's terms or policies. AI outputs are for guidance only and do not constitute financial advice.
6. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?
Our servers are located in the United States. If you are located in the EU, UK, or other regions, your information may be transferred to and processed in the United States. We use European Commission Standard Contractual Clauses where required to protect your data during international transfers.
7. HOW LONG DO WE KEEP YOUR INFORMATION?
We keep your personal information for as long as you have an account with us or as required by law. When we no longer need your information, we will delete or anonymize it.
8. HOW DO WE KEEP YOUR INFORMATION SAFE?
We implement appropriate technical and organizational security measures. However, no electronic transmission over the internet can be guaranteed 100% secure. You access our services at your own risk.
9. DO WE COLLECT INFORMATION FROM MINORS?
We do not knowingly collect data from or market to children under 18 years of age. By using Rein, you represent that you are at least 18 years old. If you become aware of data collected from minors, please contact us at support@getrein.app.
10. WHAT ARE YOUR PRIVACY RIGHTS?
Depending on your location, you may have the right to access, correct, delete, or port your personal information. You may also have the right to withdraw consent or object to processing. To exercise these rights, contact us at support@getrein.app.
11. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?
If you are a resident of California, Colorado, Connecticut, Virginia, or other US states with privacy laws, you may have additional rights including the right to know, access, correct, delete, and opt out of the sale of personal information. We do not sell personal information. To exercise your rights, contact support@getrein.app.
12. DO WE MAKE UPDATES TO THIS NOTICE?
Yes, we may update this Privacy Notice from time to time. The updated version will be indicated by an updated date at the top. We encourage you to review this notice frequently.
If you have questions about this notice, contact us at:
This Privacy Policy was created with assistance from Termly's Privacy Policy Generator.