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TERMS AND CONDITIONS

Last updated: April 20, 2026

These Terms and Conditions ("Terms") govern your use of Rein ("we," "us," or "our"), operated by Alexandra Hassan, doing business as Rein ("Company"). By accessing or using our services at https://www.getrein.app, you agree to be bound by these Terms. If you do not agree, please do not use our services.

Rein is for users 18 years of age and older only.

TABLE OF CONTENTS

  1. Our Services
  2. User Accounts
  3. Subscription and Payments
  4. Cancellation and Refunds
  5. Disclaimer — Not Financial Advice
  6. Artificial Intelligence
  7. Prohibited Activities
  8. Third-Party Services
  9. Limitation of Liability
  10. Dispute Resolution
  11. Governing Law
  12. Updates to These Terms
  13. Contact Us

1. OUR SERVICES

Rein is a personal finance application that helps users make smarter spending decisions using AI-powered analysis. Users enter their financial profile and receive personalized spending verdicts based on their income, expenses, and spending habits. Our services are hosted in the United States and intended for personal use only.

2. USER ACCOUNTS

You may create an account to use our services. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to provide accurate and complete information when creating your account. We reserve the right to terminate accounts that violate these Terms.

3. SUBSCRIPTION AND PAYMENTS

Rein offers a free tier (5 verdict checks per month) and a Pro subscription at $2.99 per month. The Pro subscription automatically renews monthly until cancelled. We accept Visa, Mastercard, American Express, and Discover cards. All payments are processed securely by Stripe. By subscribing, you authorize us to charge your payment method on a recurring monthly basis.

4. CANCELLATION AND REFUNDS

You may cancel your subscription at any time by logging into your account settings or by contacting us at support@getrein.app. Cancellation takes effect at the end of your current billing period. We do not offer refunds for subscription payments already processed. You will continue to have access to Pro features until the end of your paid billing period.

5. DISCLAIMER — NOT FINANCIAL ADVICE

IMPORTANT: Rein provides general financial guidance for informational and educational purposes only. Rein is NOT a licensed financial advisor, broker, or investment advisor. Nothing on Rein constitutes financial advice, investment advice, trading advice, or any other type of professional financial advice.

The spending verdicts and recommendations provided by Rein are based solely on information you provide and are generated by artificial intelligence. They do not account for your complete financial situation, tax circumstances, risk tolerance, or other factors that a qualified financial advisor would consider.

You should always consult a qualified financial advisor before making significant financial decisions. Rein is not responsible for any financial decisions you make based on information provided through our services. The decision is always yours.

6. ARTIFICIAL INTELLIGENCE

Rein uses artificial intelligence powered by Anthropic (Claude) to generate spending verdicts. By using Rein, you acknowledge that:

7. PROHIBITED ACTIVITIES

You agree not to:

8. THIRD-PARTY SERVICES

Rein integrates with the following third-party services:

We are not responsible for the practices of these third-party services. Please review their respective privacy policies.

9. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, REIN'S TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM YOUR USE OF OUR SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO REIN IN THE THREE (3) MONTHS PRECEDING THE CLAIM.

REIN SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO FINANCIAL LOSSES, LOSS OF DATA, OR LOSS OF PROFITS, ARISING FROM YOUR USE OF OR INABILITY TO USE OUR SERVICES.

REIN PROVIDES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, OR FITNESS FOR A PARTICULAR PURPOSE OF ANY CONTENT OR VERDICTS PROVIDED THROUGH OUR SERVICES.

10. DISPUTE RESOLUTION

Informal Resolution: Before initiating any formal proceedings, you agree to contact us at support@getrein.app and attempt to resolve the dispute informally for at least 30 days.

Binding Arbitration: If informal resolution fails, any dispute shall be resolved through binding arbitration in New York, United States, rather than in court. You waive any right to a jury trial or to participate in a class action lawsuit. We agree to pay arbitration fees if they are deemed excessive.

Court Proceedings: If any dispute proceeds in court rather than arbitration, it shall take place in New York.

Time Limit: Any claim must be brought within one (1) year of the event giving rise to the claim.

11. GOVERNING LAW

These Terms are governed by the laws of the United States and the State of New York, without regard to conflict of law principles.

12. UPDATES TO THESE TERMS

We may update these Terms from time to time. When we do, we will notify you by email at the address associated with your account before the update takes effect. Your continued use of Rein after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

13. CONTACT US

If you have questions about these Terms, contact us at:

Rein (Alexandra Hassan, d/b/a Rein)
NY 11024
United States
support@getrein.app

© 2026 Rein. All rights reserved.